Post by Pixel on Jul 4, 2023 12:24:57 GMT 11
Just a silly idea that was joked around about in the Cbox that might have a little potential to maybe be interesting to some folks who might like a more passive game. Maybe it's too convoluted. Maybe nobody will be interested. But i had to get it out of my head. Lol.
General Idea:
Invest coins into either the Stock Market or Bonds. Stocks are high risk, high reward, fast payout, and bonds are low risk with lower reward and a longer time before payout. A player can, up to once a week, invest in Stocks and Bonds. Each investment type has a different payout schedule the player will have to track.
Mechanics:
Stocks: A week after a player invests into the stock market, they may 'check' their investment. 50% of the time, their investment doubles that week. 50% of the time, they lose their whole investment. They may pull from the stock market at any given time, but if they pull before their weekly coin flip, they loose a percentage of the investment (maybe 25%).
Ex:
Joey invests 100 coins on Friday. The next Friday, his investment doubles, yay! He can choose to withdraw 200 coins that day or stay in another week. If Joey stays in, but chooses to withdraw his coins on Thursday before the investment matures on Friday, he loses 25% of the 200 coins in the investment pool.
Bonds: Bonds can be purchased for 1 month (Short), 3 months (Mid) or 6 months (Long). (or 1, 2, 3 if preferred—any time frame works) These long term investments have a much better chance of gaining you coins and a lot lower chance of losing them all. The longer the bond takes the mature, the greater the amount potentially gained at relatively low risk of losing money. (But there is still a risk).
Amount of potential loss/gain and time frames is just me spitballing numbers. Bonds are meant to be very passive.
Benefit of bonds is the ability to buy multiples.
.
Short Term Bonds: 50% chance of loosing 25% of the invested coins, 50% chance of gaining 25%
Ex: Joey invests 100 coins. The bond matures 1 month later. It grows to 125 coins!
Mid Term Bonds: 25% chance of losing 25% of the invested coins. 50% chance of gaining 25%. 25% chance of gaining 50% of investment.
Ex: Joey invests 100 coins. The bond matures 3 months later. It grows to 150 coins!
Long term bonds: 10% chance of losing 25% of the invested coins. 50% chance of gaining 50%. 40% chance of doubling investment.
Ex: Joey invests 100 coins. The bond matures 6 months later. It grows to 200 coins!
.
Game Example:
Joey: 1000 coins in pocket
.
Joey's Investments
Date: xx/xx/xx
Joey invests 100 coins into the Stock market.
Joey buys 2 short term bonds for 100 each.
Joey buys 1 midterm bond for 100.
Joey buys 1 longterm bond for 100.
.
[At least one week later]
Joey checks the stock market
.
MODERATOR
(Rolls)
Joey's stocks have doubled in value! Cash in or stay in?
.
JOEY
Stay in
[One week countdown starts HERE so the player and staff don't have to worry about checking in every day]
.
[One month after original investments]
JOEY
I'd like to check the stock market and cash in my 2 short term bonds from XX/XX/XX.
MODERATOR
Joey's stocks have crashed! Oh no! Would you like to invest again into the stock market?
Joey's short term bond #1 is worth 125
Joey's short term bond #2 is worth 75
Updating Coins!
General Idea:
Invest coins into either the Stock Market or Bonds. Stocks are high risk, high reward, fast payout, and bonds are low risk with lower reward and a longer time before payout. A player can, up to once a week, invest in Stocks and Bonds. Each investment type has a different payout schedule the player will have to track.
Mechanics:
Stocks: A week after a player invests into the stock market, they may 'check' their investment. 50% of the time, their investment doubles that week. 50% of the time, they lose their whole investment. They may pull from the stock market at any given time, but if they pull before their weekly coin flip, they loose a percentage of the investment (maybe 25%).
Ex:
Joey invests 100 coins on Friday. The next Friday, his investment doubles, yay! He can choose to withdraw 200 coins that day or stay in another week. If Joey stays in, but chooses to withdraw his coins on Thursday before the investment matures on Friday, he loses 25% of the 200 coins in the investment pool.
Bonds: Bonds can be purchased for 1 month (Short), 3 months (Mid) or 6 months (Long). (or 1, 2, 3 if preferred—any time frame works) These long term investments have a much better chance of gaining you coins and a lot lower chance of losing them all. The longer the bond takes the mature, the greater the amount potentially gained at relatively low risk of losing money. (But there is still a risk).
Amount of potential loss/gain and time frames is just me spitballing numbers. Bonds are meant to be very passive.
Benefit of bonds is the ability to buy multiples.
.
Short Term Bonds: 50% chance of loosing 25% of the invested coins, 50% chance of gaining 25%
Ex: Joey invests 100 coins. The bond matures 1 month later. It grows to 125 coins!
Mid Term Bonds: 25% chance of losing 25% of the invested coins. 50% chance of gaining 25%. 25% chance of gaining 50% of investment.
Ex: Joey invests 100 coins. The bond matures 3 months later. It grows to 150 coins!
Long term bonds: 10% chance of losing 25% of the invested coins. 50% chance of gaining 50%. 40% chance of doubling investment.
Ex: Joey invests 100 coins. The bond matures 6 months later. It grows to 200 coins!
.
Game Example:
Joey: 1000 coins in pocket
.
Joey's Investments
Date: xx/xx/xx
Joey invests 100 coins into the Stock market.
Joey buys 2 short term bonds for 100 each.
Joey buys 1 midterm bond for 100.
Joey buys 1 longterm bond for 100.
.
[At least one week later]
Joey checks the stock market
.
MODERATOR
(Rolls)
Joey's stocks have doubled in value! Cash in or stay in?
.
JOEY
Stay in
[One week countdown starts HERE so the player and staff don't have to worry about checking in every day]
.
[One month after original investments]
JOEY
I'd like to check the stock market and cash in my 2 short term bonds from XX/XX/XX.
MODERATOR
Joey's stocks have crashed! Oh no! Would you like to invest again into the stock market?
Joey's short term bond #1 is worth 125
Joey's short term bond #2 is worth 75
Updating Coins!